Author: NFA JayShawn

The Debt-Crushing Playbook Credit card debt represents one of the most significant burdens on consumer finances. It is a form of consumer debt that typically generates no wealth and, unlike assets secured by loans, offers no appreciating value. The cost of revolving debt is currently near a record high, with the average credit card rate […]

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Credit: (Screenshot), WTVR CBS 6, via YouTube Jay Jones once texted that he hoped someone would put two bullets into head of then-Virginia House Speaker Todd Gilbert. Jones then said he would piss on Gilbert’s grave. In a separate text he wanted Gilbert’s children to be killed in front of their mother. He called the […]

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The decision to invest in sustainable packaging has transitioned from a purely ethical consideration to an urgent financial imperative for consumer packaged goods (CPG) companies. Global regulatory shifts, combined with aggressive consumer demand, have made packaging innovation a non-negotiable strategic asset that directly influences earnings, mitigates multi-billion-dollar regulatory exposure, and unlocks new market opportunities. Sustainability […]

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My co-blogger Josh Blackman has an interesting post, observing that the current Roberts Court has largely left Warren Court precedents in place, while often undoing Burger Court precedents. Blackman’s argument is well-made. But in concluding his post, Blackman diverts into an unnecessary attack on Chief Justice Burger. Blackman suggests it was Chief Justice Burger who […]

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Performance Meets Purpose Sustainable investing has fundamentally evolved beyond simple ethical abstinence; it is now recognized as a powerful methodology for uncovering resilient, long-term market opportunities and mitigating systemic risk. The investment landscape in 2025 confirms this shift, demonstrating that seeking positive societal and environmental impact does not necessitate a trade-off in financial performance. In […]

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The High-Roller’s Financial Blueprint For the high-spending consumer, the calculus of credit card rewards transcends simple cash back percentages. This sophisticated audience views premium rewards cards not merely as tools for transactions, but as comprehensive financial assets that deliver elite status, exclusive access, and accelerated wealth accumulation. The focus shifts from minimizing cost to maximizing […]

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Remember when people used to say “Epic FAIL”? I’m sorry, but there’s no other way to describe Ohio’s new age verification law, which took effect on September 30. A variation on a mandate that’s been sweeping U.S. statehouses, this law requires online platforms offering “material harmful to juveniles”—by which authorities mean porn—to check photo IDs […]

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I was one of the panelists on this program, and much enjoyed it. (It’s framed around some controversies in Texas, but we’re talking about much bigger questions.) You’ll see that I pretty sharply disagree with the other panelists—my remarks start at around 38:50—but that’s what makes it fun. Here’s the summary from the producers: In […]

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The Definitive List: 7 Best Commission-Free Forex Accounts The modern financial landscape has shifted dramatically toward zero-commission trading, redefining how brokerage costs are structured and presented. However, the term “commission-free” in the Forex market specifically refers to a broker’s Standard or Classic account type, where trading costs are instead bundled entirely into the bid-ask spread. […]

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The landscape of online brokerage has fundamentally shifted. For the modern investor, the desktop terminal is no longer the sole center of gravity. Seamless trading—the ability to move instantly and accurately between desktop research, web-based portfolio management, and mobile execution—is paramount. This analysis goes beyond simple feature lists to identify platforms that truly offer architectural […]

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