


Moving Beyond Basic Discounts Life insurance is frequently viewed by consumers solely as a necessary measure for risk mitigation. However, financial analysis demonstrates that a life insurance policy, particularly when structured using advanced techniques, functions as a sophisticated financial instrument capable of driving massive efficiencies on an individual or business balance sheet. The common understanding […]

In 2023, California passed a law requiring a $20 per hour minimum wage for all fast-food restaurants with more than 60 locations nationwide. Democratic Gov. Gavin Newsom portrayed the union-supported law as pro-worker, saying it moved the state “one step closer to fairer wages.” Other California politicians supporting the law claimed it would provide a […]

President Donald Trump has reignited trade tensions with China, threatening what he called a “massive increase” in tariffs on Chinese goods. His remarks came after Beijing tightened export controls on rare earth minerals, key materials for high-tech industries such as defense and semiconductors. Trump accused China of becoming “very hostile” and said there was “no […]

An Indiana woman whose home sustained severe damage during a police raid set in motion by a faulty investigation is not legally entitled to compensation, a federal court ruled this week, in yet another case that asked what innocent people are owed when the government destroys their property in pursuit of public safety. In June […]

U.S. Customs and Border Protection (CBP) officers arrested a Chicago TV producer Friday morning. The federal government now accuses her of throwing an object at a CBP vehicle. Video posted Friday shows the officers handcuffing Debbie Brockman, a producer at WGN-TV, a local CW affiliate, while she lies prone on her stomach. Brockman gives her […]

It’s day 10 of the government shutdown, and the Trump administration is finally starting to make good on its plans to permanently lay off federal workers. “RIFs have begun,” Office of Management and Budget (OMB) Director Russell Vought wrote in a X post on Friday, using the acronym for “reductions for force”—the technical jargon for […]

On Thursday, a federal judge temporarily blocked President Donald Trump’s deployment of National Guard troops in the Chicago area, saying there was “no credible evidence” that conditions there met the terms of the statute on which he was relying. That decision came less than a week after another federal judge issued a temporary restraining order […]

The High-Octane Reality of Leveraged ETFs Leveraged Exchange-Traded Funds (LETFs) represent the high-octane segment of modern financial instruments, engineered for aggressive tactical deployment rather than conventional buy-and-hold strategies. These funds utilize complex financial derivatives—including futures contracts, swap agreements, and debt—to amplify the performance of an underlying index, commodity, or stock, typically targeting a daily return […]

President Donald Trump returned to the White House with a promise to slash spending by trillions of dollars and balance the federal budget. But, as the first fiscal year of his second term came to a close, progress had not been made on either of those goals. Despite the high-profile efforts of Trump’s Department of […]

Please enjoy the latest edition of Short Circuit, a weekly feature written by a bunch of people at the Institute for Justice. New case! In 2021, Maine voters approved a first-in-the-nation constitutional amendment that protects a robust, individual “right to food.” And yet! Officials in Calais, Maine (pop. ~3,000) recently made it illegal for most residents […]