


For sophisticated borrowers and strategic investors, managing upfront liquidity is paramount. The appeal of a “zero-fee” mortgage lender lies in the ability to reduce cash outflow at closing, freeing up capital for investment or other expenses. However, the term “zero fee” is often a strategic misnomer. A rigorous analysis reveals that costs are rarely eliminated; […]

The decision to take out a payday loan often arises from sudden, desperate financial circumstances. These products, characterized by small, unsecured, short-term cash advances, promise quick relief but carry interest rates and cost structures that are exponentially higher than almost any other consumer credit product available. For a first-time borrower, understanding the mechanics of these […]

12/9/2015: Fisher v. University of Texas at Austin II argued. The post Today in Supreme Court History: December 9, 2015 appeared first on Reason.com.

The U.S. Supreme Court heard oral arguments yesterday in a case with huge implications for both presidential power and the future of independent federal agencies. Yet the big question on the mind of the justices was seemingly not whether President Donald Trump should win—since they all seemed to accept that he was going to win, […]

Multiple news outlets reported in September 2025 that the Justice Department was weighing a ban on gun possession by transgender people, on the theory that they are “mentally ill” and therefore “unstable.” That constitutionally dubious proposal provoked objections from gun rights groups that typically align with the Trump administration, including the National Rifle Association (NRA). The immediate impetus […]

I. The Strategic Hook and Introductory Power-List A. The Rookie’s Edge in a 95% Failure Market Entering the volatile and demanding world of stock trading presents a formidable challenge, particularly for those just starting out. Market analysis frequently highlights the harsh reality that the vast majority of new traders—with some estimates suggesting a failure rate […]

A Financial Power of Attorney (POA) is a foundational document in any sophisticated estate plan, designed to ensure the seamless management of wealth and investments during periods of the principal’s unavailability or incapacity. However, a generic, boilerplate POA often contains critical gaps that can lead to frozen accounts, legal disputes, and financial loss, particularly for […]

The stock market opened the week on uncertain footing, yet investors showed remarkable resilience. Futures on the major indexes moved only slightly, signaling caution ahead of the FED’s final rate decision of the year. Traders now expect another quarter-point cut, following similar moves in September and October. However, uncertainty hangs over 2026, and that keeps […]

Republican Sen. Tim Scott calls Democrat Jasmine Crockett’s Texas Senate bid a sign of party’s leftward shift in an exclusive interview about the 2026 race.

Transportation Secretary Sean Duffy and Health Secretary Robert Kennedy are spearheading a $1 billion campaign to improve U.S. airports.